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804-789-4205

Our Location

Richmond, Virginia

About

About Us

Essential Benefits Insurance Group

Essential Benefits Insurance Group is committed to providing insurance solutions that protect what matters most to you. We offer comprehensive life insurance, medicare, and retirement income plans. We customize your insurance policy to meet your unique needs.

Our company was built on commitment to excellence, integrity and strengthening the communities we serve. With our 52 years of combined industry experience and decades of being insurance brokers, we pride ourselves on having the ability to work for you.

Although the pandemic has changed the way many companies meet with their clients. We still offer meeting options that best suits you. So whether the consultation needs to be on the phone, zoom, or at your kitchen table, we can help.

A man and woman standing next to each other.
A family of four is smiling for the camera.

Why Choose us

We are a team of experienced professionals who have helped thousands of clients in our careers. We are a family owned agency and know the value of family. Protecting you and your family’s legacy is our priority. Essential Benefits Insurance Group is an Agency that diligently selects products to cover your most crucial essentials for life. So whether you are making sure that you have funds for final expenses, income replacement, mortgage pay-off, college funding, medicare solutions, or retirement income planning, we are your one-stop shop.

Essential Benefits Insurance Group is committed to being your trusted partners for success. You can depend on Michael and Melisa Muhammad.

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Work Hours

Due to working in the field and conducting virtual workshops, It is best to call and make an appointment. We do provide evening and Saturday meetings by appointment only.

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